Fido Money Lending

Fido loan is fast, easy and convenient.

Licensed by the Bank of Ghana and trusted by thousands of satisfied customers

Only available in Ghana

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Why get a loan through Fido?

👍 Apply in the comfort of your home, anytime;

👍 Receive a loan request decision within minutes;

👍 No hidden fees, all costs are displayed in the app;

👍 No waiting in bank queues & No paperwork required;

👍 No collateral & No guarantor;

👍 Money is disbursed instantly.

What do you get with Fido?

✓ Receive up to GHS 200 for your first loan and repay between 10 and 33 days;

✓ We increase your loan amount  every time you repay on time, up to a maximum of GHS 600;

✓ As the loan limit increases, we decrease the interest rate and offer more flexible installment options;

✓ Interest rate and total amount to repay are displayed in the app.

What do you need to apply?

✓ A valid ID (voter’s ID, biometric passport, NHIA);

✓ A mobile money account that is at least 2 months old;

✓ Be a resident of Ghana, over 18 years of age.

How to Apply?

✓ Download the app and fill in your details only once. For subsequent applications confirm your details only.

✓ Receive an immediate loan decision;

✓ If you are approved, you will receive the money instantly into your mobile money account;

NB: Some customers might be asked to visit the branch if we cannot verify their

identity online.

How to repay?

✓ Repay using your mobile money;

✓ You can find the process on how to repay in the mobile app help section;

✓ Repay on time and you are eligible to take another loan.

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Fido Money Lending (Fido) is a licensed financial institution by the Bank of Ghana, providing responsible credit to eligible borrowers in Ghana.

Flexible repayment terms are chosen by the applicant. The terms vary between 10 and 90 days, payable in one or multiple installments, depending on eligibility. The loans are intended to assist with urgent cash needs, and not to service long-term debt obligations.

The rate varies depending on the amount and term chosen by the borrower. Interest is set to a maximum of 0.466% per day and decreases with good repayment behavior. The maximum fee per loan is 12 GHS. Loans are provided for a short duration, to limit the overall cost of credit to the borrower.

Representative Example:

A borrower may take a loan up to 600 GHS for 30 days, at a rate of 0.266% interest per day.

The representative Annual Percentage Rate (APR) for such loan, including all interest and fee costs, is 123%, however this rate is for reference purposes only. Fido loans do not compound interest, nor are not eligible for extension or refinancing beyond the stated term.

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You can contact us on 0307082134 for further information

You can be assured of your privacy, your data is secure with Fido

www.fidocredit.com

El préstamo de Fido es rápido, fácil y conveniente.

Con licencia del Banco de Ghana y con la confianza de miles de clientes satisfechos

Solo disponible en Ghana

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¿Por qué obtener un préstamo a través de Fido?

👍 Aplicar en la comodidad de su hogar, en cualquier momento;

👍 Recibir una decisión de solicitud de préstamo en cuestión de minutos;

👍 Sin cargos ocultos, todos los costos se muestran en la aplicación;

👍 No hay que esperar en las colas bancarias & No se requieren documentos;

👍 Sin garantía y sin garante;

👍 El dinero se desembolsa al instante.

¿Qué obtienes con Fido?

✓ Reciba hasta GHS 200 por su primer préstamo y pague entre 10 y 33 días;

✓ Incrementamos el monto de su préstamo cada vez que realiza un pago a tiempo, hasta un máximo de GHS 600;

✓ A medida que aumenta el límite del préstamo, disminuimos la tasa de interés y ofrecemos opciones de pago más flexibles;

✓ La tasa de interés y el monto total a pagar se muestran en la aplicación.

¿Qué necesitas para aplicar?

✓ Una identificación válida (identificación del votante, pasaporte biométrico, NHIA);

✓ Una cuenta de dinero móvil que tiene al menos 2 meses de antigüedad;

✓ Ser residente de Ghana, mayores de 18 años.

¿Cómo aplicar?

✓ Descarga la aplicación y completa tus datos solo una vez. Para solicitudes posteriores confirme sus datos solamente.

✓ Recibir una decisión de préstamo inmediata;

✓ Si es aprobado, recibirá el dinero instantáneamente en su cuenta de dinero móvil;

     NB: Se puede pedir a algunos clientes que visiten la sucursal si no podemos verificar su

             identidad en línea.

¿Cómo pagar?

✓ Paga usando tu dinero móvil;

✓ Puede encontrar el proceso sobre cómo pagar en la sección de ayuda de la aplicación móvil;

✓ Pague a tiempo y usted es elegible para tomar otro préstamo.

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Fido Money Lending (Fido) es una institución financiera autorizada por el Banco de Ghana, que proporciona crédito responsable a los prestatarios elegibles en Ghana.

Los términos de pago flexibles son elegidos por el solicitante. Los términos varían entre 10 y 90 días, pagaderos en una o varias cuotas, según la elegibilidad. Los préstamos están destinados a ayudar con las necesidades urgentes de efectivo y no a pagar obligaciones de deuda a largo plazo.

La tasa varía según la cantidad y el plazo elegido por el prestatario. El interés se establece en un máximo de 0,466% por día y disminuye con un buen comportamiento de reembolso. La tarifa máxima por préstamo es de 12 GHS. Los préstamos se proporcionan por un período breve, para limitar el costo general del crédito para el prestatario.

Ejemplo representativo:

Un prestatario puede tomar un préstamo de hasta 600 GHS durante 30 días, a una tasa de interés de 0.266% por día.

La tasa porcentual anual (APR) representativa para dicho préstamo, incluidos todos los costos de intereses y comisiones, es del 123%, sin embargo, esta tasa es solo para fines de referencia. Los préstamos de Fido no generan intereses, ni son elegibles para una extensión o refinanciamiento más allá del plazo establecido.

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Puede contactar con nosotros en 0307082134 para más información

Puede estar seguro de su privacidad, sus datos están seguros con Fido

www.fidocredit.com

Fido loan is fast, easy and convenient.

Licensed by the Bank of Ghana and trusted by thousands of satisfied customers

Only available in Ghana

------------------------------------------------------------------------------------

Why get a loan through Fido?

👍 Apply in the comfort of your home, anytime;

👍 Receive a loan request decision within minutes;

👍 No hidden fees, all costs are displayed in the app;

👍 No waiting in bank queues & No paperwork required;

👍 No collateral & No guarantor;

👍 Money is disbursed instantly.

What do you get with Fido?

✓ Receive up to GHS 200 for your first loan and repay between 10 and 33 days;

✓ We increase your loan amount  every time you repay on time, up to a maximum of GHS 600;

✓ As the loan limit increases, we decrease the interest rate and offer more flexible installment options;

✓ Interest rate and total amount to repay are displayed in the app.

What do you need to apply?

✓ A valid ID (voter’s ID, biometric passport, NHIA);

✓ A mobile money account that is at least 2 months old;

✓ Be a resident of Ghana, over 18 years of age.

How to Apply?

✓ Download the app and fill in your details only once. For subsequent applications confirm your details only.

✓ Receive an immediate loan decision;

✓ If you are approved, you will receive the money instantly into your mobile money account;

NB: Some customers might be asked to visit the branch if we cannot verify their

identity online.

How to repay?

✓ Repay using your mobile money;

✓ You can find the process on how to repay in the mobile app help section;

✓ Repay on time and you are eligible to take another loan.

------------------------------------------------------------------------------------

Fido Money Lending (Fido) is a licensed financial institution by the Bank of Ghana, providing responsible credit to eligible borrowers in Ghana.

Flexible repayment terms are chosen by the applicant. The terms vary between 10 and 90 days, payable in one or multiple installments, depending on eligibility. The loans are intended to assist with urgent cash needs, and not to service long-term debt obligations.

The rate varies depending on the amount and term chosen by the borrower. Interest is set to a maximum of 0.466% per day and decreases with good repayment behavior. The maximum fee per loan is 12 GHS. Loans are provided for a short duration, to limit the overall cost of credit to the borrower.

Representative Example:

A borrower may take a loan up to 600 GHS for 30 days, at a rate of 0.266% interest per day.

The representative Annual Percentage Rate (APR) for such loan, including all interest and fee costs, is 123%, however this rate is for reference purposes only. Fido loans do not compound interest, nor are not eligible for extension or refinancing beyond the stated term.

------------------------------------------------------------------------------------

You can contact us on 0307082134 for further information

You can be assured of your privacy, your data is secure with Fido

www.fidocredit.com